As a courtesy to the patient, we will file insurance when provided with accurate insurance information within the timely filing limitations set by your plan. Insurance companies pay claims based on the type of coverage each individual policy provides. To determine what your insurance may pay, you must read the contract you have with your insurance company. Medicare will not pay if you are not transported to a hospital. Medicare and Medicaid will not pay if you are transported, and they do not consider the reason for transport to the hospital to be a life or limb-threatening emergency.